0% Business Loans

Banks look primarily at the credit of the business owner; Paramount Payment Systems looks at the overall health of the business itself. Depending on the overall sales, costs and debt of the business Paramount Payment Systems has a variety of loan types available with loans up to $5 million as well as equipment loans.

  • 3-minute Application
  • Quick Pre-approval


• Must be in business a minimum of 1 year
• Must have sales that exceed $10,000 per month
• No active bankruptcies


• Must be in business a minimum of 1 year
• Must have sales that exceed $25,000 per month
• Must currently accept credit cards from customers as a form of payment
• Must be willing to switch credit card processing

Loan Consolidations

If you have a current loan or multiple loans, let us work on consolidating those loans into a more affordable loan product designed to better meet your needs and lower your overall payment. Paramount Payment Systems Offer a wide range of loan products to help maximize your business cash flow.

Work with a Trusted Lender

We are A+ rated by the Better Business Bureau and have been brokering small business loans for over 16 years.

Built as a Small Business for Small Business

We started this business in 2003 as a result of the credit crunch banks were putting on small businesses. As lending from banks has not loosened and still requires personal banking, financial and credit from small business owners, Paramount Payment Systems has become more critical to help small businesses obtain working capital to fund their needs for growth and expansion.

We Pre-Approve 85% of All Applications

Approvals are based mainly upon the health of your business.
* In business for 6 months+
* Positive sales
* Healthy bank statements
Then an approval is minutes away.


Our online business lending application takes only minutes, and you can receive funding in as little as 24-48 hours through our quick decision loan process.


Our credit expertise and proprietary technology ensure each merchant’s cash-flow is not stressed with a loan. Your profitable growth is our main objective.


We are always here to help push your business forward. We consider ourselves a lending PARTNER. As your partner we have your business interests in mind when finding the right loan product.
As a business owner, you’ve likely experienced a few jaw-dropping financial moments that have forced you into looking for extra working capital. But credit, bank requirements, and time in business have made borrowing cash difficult and expensive.   What if there was a way to get the capital you need quickly without any interest or costs involved?
Introducing NO-Cost Capital Solutions from Paramount Payment Systems. By processing your company’s credit card transactions through Paramount Payment Systems, you can qualify for a no-cost working capital solution for your business.
Keep doing business as usual, run your card transactions the same as you always have, keep the great rates and fees you already have and benefit from a no cost business loan.
Interested in learning more about how our working capital program and your card processing can benefit your business? Let’s discuss further!

No-cost business loan minimum requirements

* $25,000 in monthly sales
* 2 years in business
* Currently accept credit cards as a form of payment

Items to prepare

* Bank statements
* Merchant Statements
* Other items as requested

Don’t have credit card processing?

Our competitively priced working capital programs provide businesses like yours with the funding you need to cover expenses, purchase new inventory, or invest in growth opportunities. With flexible repayment terms, you can still access the capital you need without breaking the bank.