Real underwriting for businesses standard processors decline — not because they’re doing anything wrong, but because most processors won’t do the work to evaluate them properly.
Firearms and ammunition dealers, direct sales and MLM companies, CBD retailers, vape and smoke shops, and nutraceutical/supplement businesses all get turned away by mainstream processors by default. Paramount actually underwrites these categories. See our full guide to high risk processing for what it actually takes to get approved.
A real, substantial industry that most processors decline outright due to card network restricted-category lists — not based on an individual dealer’s own compliance record.
A legitimate, longstanding sales model, underwritten within the compliance framework the FTC maintains for direct sales and business-opportunity companies.
Hemp-derived CBD (under 0.3% THC) has been federally legal since the 2018 Farm Bill. Most processors still decline it anyway, due to the FDA’s separate restrictions on how it’s marketed and sold.
Age-restricted retail with real federal compliance requirements already in place (21+ minimum age, mandatory verification) — declined by most processors by category, not by individual risk.
A fast-moving industry that operates on a self-substantiation model rather than pre-market approval — exactly the kind of regulatory gap that makes standard processors default to “no.”
High-risk accounts often carry higher processing rates than standard ones. Dual pricing can shift that cost to the customer who chooses to pay by card — instead of it coming out of your margin on every sale.
Other payment processors can take up to 30 days or more to underwrite your account. If they don’t get approval, your funds are locked.
We underwrite your account right away, so you can run your business with confidence.
Monthly
Starting at
Monthly
Enjoy the same profit margins as with CASH payments.
Discounted rates based on volumes and usage.
Reporting and Dashboards to give you complete visibility on costs.
Pricing for all markets so you can expand payments easily.
A complete operational solution focused on clarity, reliability, and long-term scalability for businesses.
All features are built in. No 3rd party app costs or hidden fees.
Features are designed for scale and multi-location management.